LARRY NUTT
Branch Manager, NMLS# 1228056
ADDRESS
2920 West Broad St Ste 242
Richmond, VA 23230
CONTACT INFO
260.571.0862
lnutt@fanchermtg.com

ABOUT ME
As a Virginian with Hoosier roots, I've been helping clients in Indiana, and Virginia navigate the mortgage world since 2016. I believe buying a home should not be complicated. Life is stressful, and mortgages shouldn't be. My team and I will work with you at each step of the process, keeping you as informed and stress-free as possible.
MY PHILOSOPHY
I do my best to educate every homebuyer from day one. My ultimate goal is to help families purchase a home that will help them grow financially. With every client, I establish open lines of communication 24/7, which allows them to contact me whenever they need to. I understand, for most, buying a home can be intimidating. Making myself available allows clients to ask questions when they think of them.
Communication is key to everything. I view all my relationships like an 'emotional bank account' by making a large deposit from the moment of contact. I work to establish trust by presenting facts and educating clients, even if it's not their first home purchase. My goal is for clients to walk away from our conversation with a complete understanding of the process.
GET TO KNOW ME
Watch the video below to learn more about how I guide my borrowers through the process and what I like to do outside of mortgages.
Loan Program Resources
If you don't have a lot of money for a down payment an FHA loan might be right for you.
Loan features include:
- Great for First Time Homebuyers
- Low Down Payment
- Easy Credit Qualifying
- Purchases can Include Rehab and Remodels
- Easy Refinancing
If you want to live in a rural area and need financing a USDA loan might be right for you.
Loan features include:
- Great for those with Low to Moderate Income
- Up to 100% Financing
- Flexible Underwriting Guidelines and Credit Qualifications
- Household Income & Property Geographic Limitations Apply
If you have more money to put toward a down payment a Conventional loan might be right for you.
Loan features include:
- Great for those with Moderate to High Income
- As Little as 5% Down Payment (only 3% for First-Time Homebuyers)
- 20% Down Payment Removes Mortgage Insurance Premiums
- Flexible Terms
If you are an active member of the military or a veteran a VA loan might be right for you.
Loan features include:
- Designed to Provide Financing to American Veterans
- Up to 100% Financing
- No Monthly Private Mortgage Insurance (PMI)

Let's Get In Touch
Send me a message below or give me a call at 260.571.0862.
Larry Nutt
Mortgage Consultant
NMLS# 1228056
ADDRESS:
2920 West Broad St Ste 242
Richmond, VA 23230
CONTACT INFO:
260.571.0862
lnutt@fanchermtg.com