LARRY NUTT
Branch Manager, NMLS# 1228056
ADDRESS
2920 West Broad St Ste 241
Richmond, VA 23230
CONTACT INFO
260.571.0862
lnutt@fanchermtg.com
ABOUT ME
As a Virginian with Hoosier roots, I've been helping clients in Virginia, Indiana, North Carolina, and Tennessee navigate the mortgage world since 2016. I believe buying a home should not be complicated. Life is stressful, and mortgages shouldn't be. My team and I will work with you at each step of the process, keeping you as informed and stress-free as possible.
MY PHILOSOPHY
I do my best to educate every homebuyer from day one. My goal is to help families purchase a home that will help them grow financially. With every client, I establish open lines of communication 24/7, allowing them to contact me whenever needed. I understand buying a home can be intimidating. Making myself available allows clients to ask questions when they think of them.
Clear communication is at the heart of everything I do. I see each client relationship as an 'emotional bank account,' where I aim to make a significant deposit right from the start. By providing transparent information and guiding clients through the process, I build trust and confidence, whether they're seasoned homebuyers or new to the experience. My aim? Ensuring every client walks away from our conversation feeling fully informed and empowered about their homebuying journey.
GET TO KNOW ME
Watch the video below to learn more about how I guide my borrowers through the process and what I like to do outside of mortgages.
Loan Program Resources
If you don't have a lot of money for a down payment an FHA loan might be right for you.
Loan features include:
- Great for First Time Homebuyers
- Low Down Payment
- Easy Credit Qualifying
- Purchases can Include Rehab and Remodels
- Easy Refinancing
If you want to live in a rural area and need financing a USDA loan might be right for you.
Loan features include:
- Great for those with Low to Moderate Income
- Up to 100% Financing
- Flexible Underwriting Guidelines and Credit Qualifications
- Household Income & Property Geographic Limitations Apply
If you have more money to put toward a down payment a Conventional loan might be right for you.
Loan features include:
- Great for those with Moderate to High Income
- As Little as 5% Down Payment (only 3% for First-Time Homebuyers)
- 20% Down Payment Removes Mortgage Insurance Premiums
- Flexible Terms
If you are an active member of the military or a veteran a VA loan might be right for you.
Loan features include:
- Designed to Provide Financing to American Veterans
- Up to 100% Financing
- No Monthly Private Mortgage Insurance (PMI)
Let's Get In Touch
Send me a message below or give me a call at 260.571.0862.
Larry Nutt
Mortgage Consultant
NMLS# 1228056
ADDRESS:
2920 West Broad St Ste 242
Richmond, VA 23230
CONTACT INFO:
260.571.0862
lnutt@fanchermtg.com